Part 3 · The Unwritten Rule

This blog is based on exploratory field engagement and is presented for descriptive and design purposes. It summarises reported experiences and recurring themes in interviews, and does not make inferential or causal claims.

Introduction

In late May, I moved beyond survey responses and spent time in a village in Ratnagiri, speaking with 11 residents, mostly domestic workers and small-scale farmers, along with one retired BMC officer. People were initially hesitant. Rapport emerged through small talk, and only then did stories about schemes begin to surface. Responses were often partial and guarded, but together they outlined a system in which access appeared personal, political, and fragile.

Life and work context

“Cooking food, cleaning, working in the plantation… I’ve been doing it for more than 15 years.”

Woman, 75

Women between 45 and 75 often described balancing housework with plantation or nursery labor. Men largely described farming. One disabled farmer had never applied proactively; another described waiting months for agricultural support. Welfare frequently appeared as a late supplement to decades of underpaid or unpaid work.

Field observation: Work identity, whether farmer, domestic worker, or daily labourer, appeared to shape both expectations and dependency in accessing welfare.

Access pathways: how schemes enter people’s lives

Panchayat officers emerged as the primary gateway in many accounts. Most residents described learning about schemes through personal visits and offline paperwork: Aadhaar, ration cards, land records, thumbprints. Attempts to self-apply often appeared to stall. Changes in local leadership could freeze progress abruptly.

“We applied, but when the Nagar Sevak changed, the scheme stopped. Nobody cared to reapply.”

Woman, 47
Field observation: Mediation enabled entry, but also created fragility. When mediators disengaged, access often seemed to collapse with them.

Inclusion and exclusion: who gets in, who is left out

Perceived fairness often hinged on politics and discretion. Several respondents suggested that a change in Nagar Sevak altered outcomes. Eligibility rules felt selectively applied: some households with sturdier housing were said to receive support while poorer families did not. Corruption was suspected, but rarely challenged directly.

“We filled the forms, but nothing happened. Maybe it went to those with contacts.”

Woman, 71
Field observation: Exclusion was often experienced as structural rather than accidental, which appeared to erode trust even among beneficiaries.

Trust in systems and technology

Despite limited digital literacy, many respondents expressed the view that computers might decide more fairly than people.

“Yes. Computers don’t get influenced.”

Woman, 75

This created a striking tension: hope in machine neutrality, alongside major barriers to using digital systems directly.

Field observation: Trust in technology often seemed to reflect trust in impartial rules rather than confidence in digital infrastructure itself.

Identity and discrimination

Many Kunbi respondents described little overt discrimination today. Some raised concerns about reverse bias; others sounded resigned, neither strongly expecting nor demanding benefits.

Field observation: Caste often appeared in the background of conversation, while corruption and politics felt more immediate in daily experience.

Citizen suggestions and local knowledge

  • Better roads, parking, and a dam to manage monsoon water.
  • Underground wiring and lower electricity bills.
  • Peer learning, with beneficiaries encouraging others to apply.
Field observation: People asked less for charity than for reliable infrastructure, time-respectful processes, and dignity in how they were treated.

Four themes that stood out

1Trust & hope
2Mediation & dependency
3Unevenness & exclusion

Aspiration & dignity

Many accounts pointed toward a desire for transparent systems, respectful treatment, and visibly fair processes.

Four themes — equal prominence

Four key themes from ethnographic interviews Horizontal bar chart showing Trust and hope, Mediation and dependency, Unevenness and exclusion, and Aspiration and dignity. 0% 25% 50% 75% 100% Trust & hope 30% Mediation & dependency 25% Unevenness & exclusion 25% Aspiration & dignity 20%

Closing reflection

These interviews add human texture to the survey material: dependence on officers, politics that bends rules, and a persistent longing for impartiality. Lived experiences complicate the cleaner edges of charts. Beneficiaries often stay quiet, caste may be downplayed yet still present, and resignation can coexist with hope.

Looking ahead: can machines really do better?

If many villagers place hope in computers as fairer than people, what happens when algorithmic systems enter welfare delivery? In Part 4, I explore where such systems may help, where they may harm, and how SARAL was imagined as a transparency layer rather than a human replacement.

Parth Mody
Engineer & Data Scientist — Building AI for Governance