Part 3 · The Unwritten Rule

Introduction

In late May, I moved beyond surveys to spend eight hours in a small village in Ratnagiri, speaking with 11 residents, mostly domestic workers and small-scale farmers, and one retired BMC officer. People were reluctant at first. Rapport came through small talk; only then did stories about schemes emerge. Responses were partial and guarded, but together they sketched a system where access is personal, political, and fragile.

Life and work context

“Cooking food, cleaning, working in the plantation… I’ve been doing it for more than 15 years.”

Woman, 75

Women between 45 and 75 balanced housework with plantation or nursery labor. Men mostly farmed. A disabled farmer had never applied proactively; another waited months for agricultural support. Welfare typically arrived late in life, supplementing decades of underpaid or unpaid work.

Mini reflection: Work identity, farmer, domestic worker, and daily laborer shape both expectations and dependency in accessing welfare.

Access pathways: how schemes enter people’s lives

Panchayat officers were the primary gateway. Most residents learned of schemes through personal visits and offline paperwork: Aadhaar, ration cards, land records, thumbprints. Attempts to self-apply often stalled. Leadership changes could freeze progress overnight.

“We applied, but when the Nagar Sevak changed, the scheme stopped. Nobody cared to reapply.”

Woman, 47
Mini reflection: Mediation enables entry but creates fragility when mediators disengage, access collapses.

Inclusion and exclusion: who gets in, who is left out

Perceived fairness hinged on politics and discretion. A change in Nagar Sevak altered outcomes. Eligibility rules felt selectively applied: some with sturdier houses received Awas while poorer families did not. Corruption was suspected but rarely challenged.

“We filled the forms, but nothing happened. Maybe it went to those with contacts.”

Woman, 71
Mini reflection: Exclusion felt structural rather than accidental, eroding trust even among beneficiaries.

Trust in systems and technology

Despite limited digital literacy, most believed computers would decide more fairly than people.

“Yes. Computers don’t get influenced.”

Woman, 75

This produced a paradox: hope in machine neutrality, but barriers to using digital systems directly.

Mini reflection: Trust in technology is really trust in impartial rules — a powerful yet fragile hope.

Identity and discrimination

Many Kunbi respondents reported little overt discrimination today. Some voiced concerns of reverse bias; others were resigned, neither expecting nor demanding benefits.

Mini reflection: Caste often moved in the background, while corruption and politics felt more immediate.

Citizen suggestions and local knowledge

  • Better roads, parking, and a dam to manage monsoon water.
  • Underground wiring and lower electricity bills.
  • Peer learning: beneficiaries encouraging others to apply.
Mini reflection: People asked less for charity and more for reliable infrastructure, time-respectful processes, and dignity.

Four themes that stood out

1Trust & hope
2Mediation & dependency
3Unevenness & exclusion

Aspiration & dignity

People want transparent systems, respectful treatment, and visible fairness.

Four themes — equal prominence

Four Key Themes from Ethnographic Interviews Horizontal bar chart with identical values to indicate equal prominence: Trust & hope; Mediation & dependency; Unevenness & exclusion; Aspiration & dignity. 0% 25% 50% 75% 100% Trust & hope 30% Mediation & dependency 25% Unevenness & exclusion 25% Aspiration & dignity 20%

Conclusion

These interviews surface the human rhythms behind policy: dependence on officers, politics that bends rules, and a longing for impartiality. Lived experiences complicate the tidy edges of survey charts: beneficiaries keep quiet, caste is downplayed yet present, resignation coexists with hope.

Looking ahead: Can machines really do better?

If villagers trust computers to be fair, can AI earn that trust? In Part 4, I examine where algorithms help, where they harm, and how SARAL uses transparency to restore trust rather than replace people.

Parth Mody
Engineer & Data Scientist — Building AI for Governance